Medicare Cards & Medicare Beneficiary Identifiers (2024)

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  • Written By: Kayla Hopkins

To improve security and comply with the Medicare Access and Chip Reauthorization Act, the Center for Medicare & Medicaid Services, or CMS, declared its intention to begin issuing Medicare Beneficiary Identifiers on Medicare cards.

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The Social Security Number Removal Initiative minimizes the burdens that the transition places on beneficiaries. Although the Medicare Beneficiary Identifiers format shares the HICN’s 11-character standard, CMS intends for it to be easily distinguishable from the old identifiers and easy to read.

By removing the Social Security number from the Medicare card, beneficiaries can better protect their identity.

Will the Medicare Beneficiary Identifiers Have Any Meaning?

No, the Medicare Beneficiary Identifiers are “non-intelligent,” so there is no meaning. Each number is randomly generated. Everyone on Medicare will obtain their own Identifier. Even spouses and dependents with similar numbers will get new different numbers.

How Will the Medicare Beneficiary Identifiers Look on the New Card?

All MBIs will include alphabetic characters at the same positions and exclude individual letters that might be confusable with numbers. None of the alphabetic values include S, L, O, I, B, or Z.The MBI’s 2nd, 5th, 8th, and 9th characters will always be a letter. Position 1, 4, 7, 10, and 11 are always going to be a number. Then, positions 3 and 6 can be a letter or number. Dashes aren’t part of the MBI, and they won’t be entered into the computer.

How to Get a Replacement Medicare Card

If youend up losing your card or the cardgets damaged, and you need a replacement card, you can easily print a new one straight from your online Social Securityaccount.

When Will I Get My New Medicare Card?

If you’re automatically signed up for Medicare, you’ll get your card in the mail 3 months before your 65th birthday or your 25th month of collecting disability benefits.

Do I Get a Medicare Card for Medicare Advantage?

Yes. Since private insurance firms offer Medicare Part C, you’ll be issued a separate card from the insurance company. It’s different from the white, red, and blue ID card. It will contain the name of the insurance provider and plan type. If your Medicare Advantage contains Part D, you’ll need just one card for all your prescriptions and medical needs.

Do I Get a Medicare Card for Part D?

Yes. Part D is much like Part C in the aspect that coverage comes from a private insurance company. The Part D card is different than your Medicare card. You’ll show the Part D card to the pharmacist when you get a prescription. The Part D card will also display the insurance company name, the plan name, and the member ID number.

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Do I Get a Medicare Card for Medigap?

Yes, you’ll need the Medigap card when you visit the doctor or any other medical facility. If you lose your card, you need to report the loss to your insurance company as soon as possible.

How to Change the Address on your Medicare Card?

Medicare uses the names and addresses from registering to Social Security. To change your address, log into your social security account, and edit it online. Your ID card is the most critical form of identification you should carry at all times. You must present your card to obtain services.

FAQs

Are Medicare cards paper or plastic?

Red, white, and blue Medicare cards are made of paper, like Social Security cards.

Can I laminate my Medicare card?

Since lamination may prevent security feature detections, the Social Security Administration does not recommend laminating your Medicare card. However, it’s not illegal to do so.

How to change names on Medicare cards?

You can report a change of name or address with Medicare through Social Security. Either by phone or by visiting a local office.

Can I print out my Medicare card online?

Yes, you can print a copy of the Medicare card online by logging into your myMedicare.gov account.

How can I get my Medicare number without my card?

If you’re new to Medicare and don’t have a card, you can get the Medicare number by signing into your Social Security account. But, if you need to know the number or want a copy of your card, you can log in to your myMedicare.gov account.

Do I need a new Medicare card every year?

No, you do not need a new Medicare card every year. The only dates on your red, white, and blue card are your Part A and Medicare Part B effective dates. However, if you have the old version of the card with your Social Security number on it, you’ll need a new card.

What if my Medicare card has expired?

If you need the new version of the Medicare card, you can request it online on the myMedicare.gov portal.

How long does it take to get a replacement Medicare card?

It takes about 30 days to get a replacement Medicare card.

Should I carry my new Medicare card in my wallet?

You should carry your new card with you. In the case that you need care, you’ll want to have the card on your person.

Can I put my Medicare card on my phone?

You can access your Medicare account online to see your Medicare number. This can be done on a mobile phone.

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How to Get a New Medigap Plan and Card

If you’re unhappy with your current Medigap plan or supplemental option, you can sign up for a new policy. When you enroll in a new Medicare Supplement, the new company will issue a card.

Not sure which plans are best for you? Our agents work with top carriers across the nation, giving you the one-stop shopping option you want when looking for coverage. Give us a call at the number above to see rates in your area. Or, fill out an online rate form to discover your rates now!

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Medicare Cards & Medicare Beneficiary Identifiers (4)

Kayla Hopkins

Content Editor

Kayla Hopkins is an accomplished writer and Medicare educator serving as the Editor of MedicareFAQ.com. Upon completing her Communications degree from Ohio University, Kayla dedicated her time to understanding the ever-evolving landscape of healthcare. With her extensive background as a Licensed Insurance Agent, she brings a wealth of knowledge and expertise to her writing.

    1. What is a Medicare beneficiary information?

      Reply

    2. Will medicare call to get my enrollment date for a new card…the caller ID didn’t make sense and the called this memorial day and the caller sounded foreign.

      Reply

      1. Hi Tom, This does not sound like a call from Medicare. If you are unsure of the caller, never provide personal information over the phone. The only time this information would be necessary is if you were enrolling in a new plan.

        Reply

    3. I received a call around 10 am from 217 712 5207. Claiming they were from medicare to inform me about cancer screening if I didn’t take advantage of it right away I would not be able allowed to enter had to do it today

      Reply

      1. Hi Patsy! This for sure sounds like a scam. You can report the phone number to Medicare.

        Reply

    Comment

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    Medicare Cards & Medicare Beneficiary Identifiers (2024)

    FAQs

    What is your Medicare beneficiary identifier? ›

    The Medicare Beneficiary Identifier (MBI) is a randomly generated identifier used to identify all Medicare beneficiaries. It replaced the previously-used SSN-based Medicare HIC Number (HICN).

    What is beneficiary identification code on Medicare Part B application? ›

    Your Social Security Claim Number:

    Write your social security claim number in each of the boxes. Include any letters following the claim number. These are known as the Beneficiary Identification Code (BIC).

    What does the new Medicare beneficiary identifier allow the government to improve their ability to? ›

    Using the Medicare Beneficiary Identifiers (MBIs), helps to protect the identities of people with Medicare and keep them safer from identity theft.

    How many characters make up a Medicare beneficiary identifier? ›

    How many characters will the MBI have? The MBI has 11 characters, like the Health Insurance Claim Number (HICN), which can have up to 11. Will the MBI's characters have any meaning? Each MBI is randomly generated.

    What is beneficiary identification? ›

    Beneficiary identification is the process of selecting and verifying the individuals or groups that are eligible and willing to participate in your programs, based on your criteria and goals.

    Who is a Medicare beneficiary? ›

    Beneficiary means a person who is entitled to Medicare benefits and/or has been determined to be eligible for Medicaid. CMP stands for competitive medical plan.

    What is the beneficiary identifier? ›

    A unique identifier for a financial institution set up to distinguish the beneficiaries from the non-beneficiaries and to protect against fraud and duplicate payments.

    Is your Medicare number the same as your social security number? ›

    Your card has a Medicare number that's unique to you — it's not your Social Security Number. This helps protect your identity. The card shows: You have Medicare Part A (listed as HOSPITAL), Part B (listed as MEDICAL), or both.

    What are the three items that Medicare beneficiaries are responsible for paying? ›

    Explanation: The three items that Medicare beneficiaries are responsible for paying before Medicare will begin to pay for services are deductible charges, copayments, and monthly fees for Part B.

    What can a Medicare beneficiary appeal? ›

    An appeal is the action you can take if you disagree with a coverage or payment decision by Medicare or your Medicare plan. For example, you can appeal if Medicare or your plan denies: A request for a health care service, supply, item, or drug you think Medicare should cover.

    What is the most common form of insurance Medicare beneficiaries use to supplement their Medicare coverage? ›

    Medicare Supplement Insurance (Medigap) is extra insurance you can buy from a private company that helps pay your share of costs in Original Medicare. Generally, you need Part A and Part B to buy a Medigap policy. Some Medigap policies offer coverage when you travel outside the U.S.

    How do I get my Medicare beneficiary identifier? ›

    myCGS MBI Lookup Tool. Use myCGS to look up any Medicare beneficiary's MBI, regardless of where they live. To find MBIs in the portal, your Medicare beneficiaries must provide their first and last name, date of birth an SSN.

    Are new Medicare cards being issued for 2024? ›

    contact your plan directly to learn about your 2024 costs. Do you know what isn't new this year? Your Medicare card. Medicare beneficiaries are not receiving new cards this year, but scammers may try to convince you otherwise.

    What is my 11 digit Medicare number? ›

    If you have your card, your Medicare number will be the unique 11-digit number on the front of the card. If you don't have your card and you need your Medicare number right away, it is easy to find by logging into your MyMedicare.gov account.

    Is your Medicare number your social security number? ›

    Your card has a Medicare number that's unique to you — it's not your Social Security Number. This helps protect your identity. The card shows: You have Medicare Part A (listed as HOSPITAL), Part B (listed as MEDICAL), or both.

    How do I find my Medicare client ID number? ›

    To get your Medicare card or number: Sign in to your MyMedicare.gov account. If you don't have an account yet, visit MyMedicare.gov to create one. You can sign in to see your Medicare Number or print an official copy of your card.

    What is my social security beneficiary identification code? ›

    If you are an SSI beneficiary, your claim number is your nine-digit Social Security Number (SSN) (000-00-0000) followed by two letters such as EI, DI, DS, DC. If you are a Social Security beneficiary, your claim number is the nine-digit SSN followed by one or more letters such as A, B, C, HA.

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